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8 best pieces in Kate Middleton's affordable jewellery box

The Princess of Wales loves a bargain jewellery moment!

kate middleton affordable jewellery
Georgia Brown
Senior Lifestyle & Fashion Writer
Updated: March 15, 2023
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The Princess of Wales has had some unforgettable jewellery moments, courtesy of her enviable collection of diamonds and jewels. From her signature 12-carat sapphire engagement ring to her glittering Cartier tiara, the Princess' immaculate style is always complete with a set of pristine accessories. Yet royal fans may delight to learn that not everything in Kate's unrivalled jewellery archive costs a fortune.

LOOK: Kate Middleton's jewellery collection - see all of her precious pieces

Kate knows a smart high street buy, and she has stunned with budget-conscious necklaces and earrings, including picks from favourites like Accessorize and ASOS, as well as gorgeous choices from emerging brands such as Spells of Love and All the Falling Stars.

WATCH: Royal jewels - a look at the British royal family's tiara collection

If you're looking to channel the Princess of Wales with your next look, scroll through to discover her best budget jewellery moments…

LOOK: 7 pink dresses inspired by Kate Middleton's The Vampire's Wife metallic dress of dreams

RELATED: Most expensive royal engagement rings revealed in order of price

Thanks to the Princess, pearl jewellery has had a major revival after she stepped out wearing her Nura Pearl Necklace from sustainable brand Monica Vinader.

kate pearl necklace

Nura Pearl Necklace, £120/$165, Monica Vinader


MORE: Kate Middleton's stunning new pearl earrings already have a waitlist

Kate made fashion headlines after rocking a pair of chunky gold twist hoops while giving a keynote speech at the launch of the 'Taking Action on Addiction' campaign in October 2021.

A firm favourite of the Princess', Kate's £10 pair are without a doubt one of the most affordable pieces in her jewellery collection.

kate middleton asos hoops

14k gold plated twist hoop earrings, £12, ASOS


The Princess debuted a new pair of pearl hoops whilst on Zoom with two charities, Asthma UK and Diabetes UK in February 2021 - and royal fans were convinced they were from Mejuri. The affordable brand, that focuses on making sustainably sourced prescious metals more accessable, is loved for it's hip designs and beautifully timeless pieces. 

Kate's exact hoops have sold out, but the larger size from Mejuri's most recent collection are our personal favourite. 

pearl hoops earrings mejuri

Bold Pearl Hoop Earrings, £98, Mejuri


Merci Maman is a small brand made famous when Kate wore their famously re-named 'Duchess' necklace to celebrate the birth of Prince George (and her former title, the Duchess of Cambridge). Merci Maman specialises in beautifully unique personalised jewellery that tells a story, offering complimentary bespoke engraving with many of their signature pieces.

duchess necklace duchess

The Duchess Necklace, £139, Merci Maman


One of Kate's favourite necklaces is a beautiful double strand chain from Spells of Love. The mother-of-three has worn this necklace everywhere from Wimbledon to the V&A. We previously sat down with the designer Hayley, who told us how the 'Kate effect' has impacted her brand.

kate middleton spells of love

Double Strand Beaded Necklace, £110, Spells of Love


More recently, Kate was seen wearing Spells of Love's Medium Twist Hoops - a gorgeous set of handmade twist hoops retailing for £60.

Hayley says: "All jewellery is responsibly handcrafted using small-batch production, and ethically sourced and traceable stones. I also offer a re-plating service, so that customers are able to have their pieces re-plated over time, ensuring customers can cherish their pieces and pieces are never simply disposed of/end up in landfill."

The Princess of Wales debuted her Spells of Love gold hoops during a visit to an east London primary school in a video released in support of children's mental health.

kate middleton wearing spells of love hoop earrings

Gold Triangle Hoops, £79, Spells of Love


The gorgeous earrings come in a triangular hoop design, and are still available to shop in gold, rose gold and silver. 

The Princess caught royal fans off guard when she arrived at the Foundling Museum in a pair of £2.10 hoop earrings from Accessorize. Yes, really.

kate middleton accessorize earrings

Kate wears £2.10 earrings from Accessorize

The 'Kate effect' was in full swing soon after the Princess adorned the striking hoops, selling out her 'Mini Hammered Doorknocker Hoop Earrings' almost instantly - but Accessorize has many similar pairs for unbeatable prices for those who wish to emulate her stunning collection.

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